Medicare Advantage Open Enrollment: January 1 to March 31

MEDICARE · ADVANTAGE (PART C)

Medicare

Advantage.

An all-in-one alternative to Original Medicare. Offered by private insurers, Medicare Advantage (Part C) bundles your hospital, medical, and often prescription coverage into a single plan, usually with extra benefits built in.

What is Medicare Advantage?

Medicare Advantage, also known as Medicare Part C, is offered by private insurance companies with the help of government subsidies, allowing insurers to design network-based plans at a range of premiums.


These plans typically use copays and coinsurance as a form of cost-sharing you take on when you join. Many plans also offer additional benefits at no extra cost. Let’s take a closer look.

Medicare Advantage: upside & down side

Upside

What works in your favor.

  • Convenient, a single plan for everything

  • Covers what Original Medicare covers (hospital & medical), plus
    emergency and urgent care

  • Most plans include prescription drug coverage

  • Eligibility isn’t affected by health or financial status

  • Many plans cover additional benefits

  • Premiums vary, options at different price points

Down side

What to weigh carefully.

  • Restricted to in-network doctors (except emergencies)

  • Plan premiums can change year to year

  • Can be difficult to switch to Medigap later

  • Plan benefits can change year to year

  • Subject to higher deductibles & copays (often $3,400 to $6,700)

FIND YOUR FIT

See which plans are in your area today

Plan options change by ZIP code and year. We’ll compare what’s
available to you and help you weigh Advantage against a
Supplement.

By submitting your information, you acknowledge a licensed insurance agent may contact you by phone, email, or mail to discuss and quote Medicare Advantage Plans, Medicare Supplement Insurance, or Prescription Drug Plan

NO COST · NO OBLIGATION

Let us be your advocate.

Tell us a little about your situation and a licensed local advocate
will reach out. It's free, and there's never any pressure to enroll.

☎ (806) 221-2070 · ⚲ 2200 W. 5th St. Suite A, Plainview, TX · ◷ Mon–Thu 9–12 & 1–5 · Fri 9–12

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Golden Age Financial

· Life. Health. Retirement.

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800 MEDICARE to get information on all of your options.

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