Medicare Annual Enrollment: October 15 to December 7

Medicare Advantage Open Enrollment: January 1 to March 31

MEDICARE · ADVANTAGE PLAN TYPES

MAPD

Plan Types

Medicare Advantage (MAPD) plans come in several flavors, each with its own rules for which doctors you can see and how costs are shared. Here are the six main types, in plain English.

SIX PLAN TYPES

The 6 types of MAPD plans

Which one fits depends on your doctors, your budget, and what’s
offered where you live.

HMO

Health Maintenance Organization

Which one fits depends on your doctors, your budget, and what’s offered where you live.

PPO

Preferred Provider Organization

You pay less when you use in-network doctors, and usually more if you go outside the network.

PFFS

Private Fee-for-Service

Similar to Original Medicare, you can generally see any doctor who accepts the plan’s payment terms.udget, and what’s offered where you live.

SNP

Special Needs Plan

Specialized care for specific groups: people with both Medicare & Medicaid, nursing-home residents, or certain chronic conditions.

HMOPOS

HMO Point-of-Service

An HMO that may let you get some services out-of-network for a higher copay or coinsurance.

PFFS

Medical Savings Account

Pairs a high-deductible plan with a bank account Medicare funds. No drug coverage, you’d add a separate Prescription Drug Plan.

What do these plans cost?

Cost varies by plan type and from county to county. The best move is a quick consultation, we’ll review which plans are available in your area and whether they offer you extra benefits.

By submitting your information, you acknowledge a licensed insurance agent may contact you by phone, email, or mail to discuss and quote Medicare Advantage Plans, Medicare Supplement Insurance, or Prescription Drug Plan

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We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800 MEDICARE to get information on all of your options.

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